This is a consumer advice column written by the Better Business Bureau of Northern Indiana. It appears Thursdays in Business.

According to the National Retail Federation (NRF), "Americans will spend more than $4.6 billion for graduation gifts in 2013." This year my daughter is graduating from preschool. She has a long way to go before college, or even high school, graduation. Yet, it is an achievement I want to celebrate. At the same time, I don't want to spend a lot on a preschool graduation. After all, she will ...